Life changes. Your coverage should reflect the people who depend on you and the goals you are building toward. I’ll help you understand your choices and compare available options.
Rocco Yacobozzi · Independent broker licensed in 35 states. Availability varies by state and carrier.
Use Rocco’s secure Ethos link to answer a few questions, review available options, and begin your application online.
Continue to Ethos to check eligibility and pricing. If you have questions before or after quoting, Rocco is available to help.
Start my Ethos quoteYou will continue on Ethos’s secure website. Availability, eligibility, rates, and approval depend on the applicant and product.
Open a card to see how each kind of coverage generally works. We can review policy details, costs, and eligibility together.
Coverage for a chosen period, often used to protect income while family or financial obligations are highest.
See how it works ↓Term policies generally provide a death benefit if the insured dies during the covered term. They typically do not build cash value.
Permanent coverage with policy cash value, subject to the contract and required premium payments.
See how it works ↓Whole life can provide a death benefit for life when its terms are met. Cash value generally grows under the policy schedule.
Permanent insurance with flexible features and interest crediting linked to an index formula.
See how it works ↓Indexed universal life can accumulate cash value based on contract crediting rules. Caps, floors, fees, insurance costs, and funding affect results.
Often smaller permanent policies intended to help loved ones with funeral costs and other final bills.
See how it works ↓Final expense policies may have simplified applications. Coverage limits, waiting periods, and eligibility vary by carrier and product.
Life coverage that may help your family manage housing costs if you pass away.
See how it works ↓A life policy can provide a benefit that beneficiaries may use for a mortgage or other expenses. Product designs and beneficiary rules vary.
Coverage purchased for a child that may continue into adulthood under policy terms.
See how it works ↓Parents or grandparents may consider a child policy for permanent coverage and possible cash value. Features for future increases differ by contract.
Business-owned life insurance to help an organization through the loss of a vital person.
See how it works ↓The business generally owns the policy and receives its benefit. Proper consent, ownership, and tax treatment matter, so coordinate with your business advisers.
These are general descriptions, not policy terms or an offer of coverage. Availability, rates, underwriting, benefits, and riders vary by carrier, state, and applicant. Policy documents control.
Tell me what you are hoping to protect. I’ll personally help you explore coverage that fits your goals.
Call or text (727) 598-0735 or email rocco.yacobozzi@gmail.com.
Loans and withdrawals may reduce cash value and death benefit and may have tax consequences. This website is a solicitation for insurance.